Almost all Americans should plan to be on Medicare at age 65 and today’s video…

Today’s featured video answers a Frequently Asked Question: Should I use a Discount Drug Card?

Over the years, I’ve heard far too many people say they would rather self-insure than pay healthcare premiums…

Today’s video addresses the changes to marketplace coverage and COBRA coverage as a result…

Eligibility for individual Affordable Care Act-compliant plans purchased on or off-exchange is based on where you…

Confusion continues years after the Affordable Care Act eliminated the practice of pre-existing conditions being…

Our featured video today addresses whether to elect COBRA, the temporary extension…..

Our featured video today is on COBRA. Our featured video today is on COBRA.

In A Dispute, Know How Your Plan Is Regulated What do you do when your insurance company makes a decision that adversely affects you? It may be time to file an appeal. To prepare for this process, you should find out how your plan is regulated. You can watch our video at healthcarenavigation.com/videos to listen to the information on this topic. This topic involves commercial plans, not Medicare. Individual Plans and small

The Out-of-Pocket Maximum The out-of-pocket maximum is just what you’d expect from the name. It is the maximum of what you spend out-of-YOUR-pocket on the deductible, coinsurance and copayments (but not premiums or premium contributions). Once you reach the out-of-pocket maximum, the insurer pays 100% for in-network services for the rest of the year or benefit period. For non-Medicare plans, the out-of-pocket maximum is a combination of what you spend at the pharmacy and on medical services. For Medicare, medical and