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Tips Regarding A Return To HMOs (Home Maintenance Organizations)
Tips Regarding A Return To HMOs (Home Maintenance Organization)

Millions more people have healthcare coverage but many are paying more for their coverage and are not satisfied with their alternatives due to narrower networks of physicians and other providers and more overall restrictions.   

In some states, and notably in the New York Metropolitan area, many Plans have limited their offerings to “Gated” HMOs (Home Maintenance Organizations). Here are some tips that can help you or someone you care about effectively use a new HMO Plan. 

Tis the Season to Consider Travel Coverage
Tis the Season to Consider Travel Coverage

I know some of you saw the article “What If You Get Sick While Traveling Abroad” in the Wall Street Journal that I was recently quoted in but if not, and you’re planning a trip, we want to get important information to you.

Healthcare Coverage:  "We Regret to Inform You"
Healthcare Coverage: "We Regret to Inform You"

We have many open enrollment windows to manage for clients from October through February so you haven’t heard from us of late.  Some reminders we report on may (unfortunately) have a “same old; same old” feel to it.   However, we are seeing some recent problems that either surprise us, or the extent or frequency of the problem surprises us.   We are sharing this information to raise awareness.

Medicare Part B Premiums May Soar for Some
Medicare Part B Premiums May Soar for Some

The Wall Street Journal, the New York Times and most recently USA Today have covered the story of what MAY happen to 2016 Medicare Part B premium increases.  I have been reluctant to write because I believe the government will try to mitigate the increases reported.  Nevertheless, with the government announcement upon us, I am writing to provide information on this important subject.

We Have Opened Our Bonita Springs Office!
We Have Opened Our Bonita Springs Office!

We Have Opened Our Bonita Springs Office!

Shakespeare and COBRA
Shakespeare and COBRA
Mind the (Coverage) Gap, Please!
Mind the (Coverage) Gap, Please!

Healthcare coverage transitions can be perilous. At Healthcare Navigation we are hearing from too many people who suddenly realize that they do not have individual insurance (past policy not renewed; they thought payment was being debited, etc.) and are surprised to learn that they can’t simply buy coverage at any time of the year. 

Shrinking Out-of-Network Benefits
Shrinking Out-of-Network Benefits
Decision Time for Coverage Options is Almost Upon Us
Decision Time for Coverage Options is Almost Upon Us

Read through some Frequently Asked Questions and Answers regarding Open Enrollment 2015.

New COBRA Perils as of April 1, 2014 (and no joke)
New COBRA Perils as of April 1, 2014 (and no joke)

Until March 31, 2014, anyone electing COBRA could voluntarily terminate COBRA and apply for individual coverage.  THIS IS NO LONGER TRUE.

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